What Is a Rider? A rider  is an additional provision attached to a standard insurance policy that expands or modifies its coverage. Riders: Provide customized protection Require minimal underwriting compared to separate policies. Come at an additional premium. Help avoid buying multiple standalone policies. In simple terms, riders help you tailor your insurance plan to match your lifestyle, financial goals, and risk profile. How Insurance Riders Improve Your Coverage? Standar

Have you ever wondered why people are called “middle class"? Because they are stuck in the middle. The poor have clarity about their life and needs. The rich have clarity about their goals and lifestyle. But the middle class? They often live in confusion — unsure where they stand, uncertain about their future, and constantly struggling to balance both worlds. And today, India’s middle class is walking on a dangerous financial path , often without even realising it. The Middle

Loans play a significant role in personal finance, helping individuals and businesses achieve essential goals such as buying a home, funding education, expanding a business, or managing unexpected expenses. When managed well, loans can support wealth creation. When misused, they can lead to financial stress. This comprehensive guide covers everything you need to know about loans—how they work, their types, advantages, disadvantages, and strategies to borrow smartly. 1. What I